Tag: home insurance

When it comes to home insurance, many homeowners in Willow Grove, PA, think about the basics – coverage for their dwelling, personal property, and liability. But did you know that your home insurance policy may offer additional coverages that can provide even more protection? At Daniel Fitzsimmons Agency, we’re here to help you explore these hidden perks.

Identity Theft Coverage

In today’s digital age, the risk of identity theft is more real than ever. Some home insurance policies offer identity theft coverage, which can cover the costs of restoring your identity and repairing your credit.

Equipment Breakdown Coverage

Home systems and appliances can break down over time, and the repair costs can add up. Equipment breakdown coverage can help cover these costs, providing protection for everything from your HVAC system to your refrigerator.

Water Backup Coverage

Standard home insurance policies typically don’t cover water damage caused by sewer or drain backup. However, you can add water backup coverage to your policy to protect against this common home issue.

Enhanced Dwelling Protection

Some insurers offer the option to add enhanced dwelling protection to your policy. This provides an additional layer of coverage for your home, covering costs beyond your dwelling coverage limit if a covered loss exceeds it.

At Daniel Fitzsimmons Agency, we’re committed to helping homeowners in Willow Grove, PA understand the full value of their home insurance policies. If you have any questions or need assistance, don’t hesitate to contact us.