Month: August 2024

Living in Willow Grove, PA, homeowners face a variety of potential natural hazards. One crucial way to protect your home and finances from these disasters is by having a comprehensive home insurance policy. Here at the Daniel Fitzsimmons Agency, we want to help you understand what’s typically covered by your policy and what’s not.

Windstorms, Hail, and Lightning

Damage caused by windstorms, hail, and lightning are usually included in standard home insurance policies. This coverage can help pay for repairs if your home or personal belongings are damaged.

Fire and Smoke

Whether from wildfires or household accidents, losses from fire and smoke are normally covered under most policies. Coverage often extends beyond the structure to also include personal possessions.

Weight of Ice, Snow, and Sleet

During the cold Willow Grove winters, the weight of ice, snow, or sleet can potentially damage your property. Most insurance policies usually include protection for these types of risks.

What’s Not Typically Covered?

While home insurance covers a wide range of natural disasters, not all are included. Flood and earthquake damage, for instance, is not usually covered under a standard policy and requires additional coverage.

Understanding the extent of your home insurance coverage can help you make more informed decisions about protecting your home. At the Daniel Fitzsimmons Agency in Willow Grove, PA, we’re dedicated to helping clients find insurance solutions that provide peace of mind. Contact us today to discuss your home insurance needs.